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Are you being hassled by collections?

Did you know the collection industry receives the most complaints of any industry regulated by the Federal Trade Commission? Did you know that many "debt buying" companies receive a 10-50% bounty from the creditor, awarding top "harassment callers" with a large cut of the profit? Or that top collectors are handed bonuses of $10,000 or more at monthly assemblies?

Most collection agencies operate as partners of creditors and they collect debts for either a one time fee or a percentage of the amount owed. Some agencies, often refered to as "debt buyers", will actually purchase outstanding debts for a fraction of the amount owed, then persue the individual for the full amount owed. If you're being harassed by debt collectors, you should know how the debt collection industry works and how you can make the best decisions.

The Basis Behind This Site

The idea behind this site is to provide some useful information for those who are currently facing harassment from debt collecton agencies or creditors. We will review your rights, answer frequently asked questions, and more. We will help you come up with the smartest plan of action so you can move on with the more important things in your life!

Debt Collection Statistics

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